RCM’s asset managers are highly proficient in synthesizing and analyzing the pertinent information which will determine the financial potential of each loan within a pool. This detailed approach includes reviewing collateral, property values, location, condition, marketability, occupancy status, unpaid taxes and insurance, loan-to-value, loan size, payment and servicing history, borrower capacity to pay, bankruptcy and foreclosure status, as well as the federal, state and local laws which impact the timing and ability to foreclose.
RCM’s partnership with its sister company, Distressed Capital Management, LLC and BP Fisher Law Group, LLP (Previously BP Law Group, LLP & The Fisher Law Group, PLLC) has enabled a streamlined and efficient process to move assets through the foreclosure process in the United States since 2012. By applying the strategies developed within this cohesive team of veterans, RCM is poised to unlock the maximum value from the comprable European markets. Each file is reviewed weekly by a dedicated asset manager, with any delays in file movement or significant status changes relative to strategic plan assessed with appropriate senior managers. Timelines and valuations are re-evaluated and re-cast regularly to ensure investment milestones are achieved.
Capital Market Expertise
RCM’s management brings experience and expertise in capital markets which provides the ability to determine and execute advantageous asset purchases, sales, and strategic financial strategies. RCM participates with institutional sellers to obtain pools of Non-Performing Loans (NPL’s) and is able to leverage extensive capital market experience to structure advantageous investment vehicles. This includes FHA/HUD, Fannie Mae, Freddie Mac, Banks and Hedge Funds. RCM is also an approved bidder with HUD, Citibank, Wells Fargo and co-bids on agency NPL pools with its investment partners.
RCM monitors each loan servicers’ performance to ensure that their actions support investor requirements, and works with servicers to take corrective actions when standards are not met. Each servicer’s loan portfolio performance is evaluated for timeline adherence, file movements, operating costs, property rehabilitation activity, and REO time on the market and sale proceed performance. Servicer performance reports are produced and reviewed on a monthly basis. If it is discovered that a servicer is impeding the overall investment strategy, RCM will take a hands-on approach to resolve any underlying issues.
Resolution Capital Management
Resolution Capital Management (“RCM”) is an emerging asset manager focused on real estate development, securitization and performing and non-performing residential real estate loans (“NPLs”) in Poland.
ul. Pawła Włodkowica 4 50-072 Wrocław, Poland
Call us at: (00)1 888 346 8625